Deposit Rates
Deposit Rates Effective 10/31/2023
Membership eligibility required. Rates are subject to change. Fees can reduce earnings.
| Share/Savings | Dividend Rate | APY | Term |
|---|---|---|---|
| Share Passbook – Minimum $25 to earn dividends | .10 | .10 | n/a |
| Savers Sweepstakes Share Account – No minimum deposit | .30 | .30 | n/a |
| Health Savings Account (HSA)-Minimum $25 to earn dividends | .10 | .10 | n/a |
| Share Draft – Minimum $500 to earn dividends | .03 | .03 | n/a |
| First Insured Share Draft-Minimum balance $2500 | .85 | .85 | n/a |
| Share IRA | .60 | .60 | n/a |
| Christmas Club | .20 | .20 | n/a |
Certificate Rates
Certificate Rates Effective 12/19/2023
Rates are subject to change. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal. Membership eligibility required. Fees can reduce earnings.
| Certificates | Dividend Rate | APY | Term |
|---|---|---|---|
| Share – 1 Month | .95 | .95 | 1 |
| Share – 3 Month | 1.15 | 1.15 | 3 |
| Share – 6 Month | 2.00 | 2.00 | 6 |
| Share – 9 Month | 2.25 | 2.25 | 9 |
| Share – 12 Month | 2.90 | 2.93 | 12 |
| Share – 15 Month | 3.05 | 3.09 | 15 |
| Share – 18 Month | 3.30 | 3.34 | 18 |
| Share – 24 Month | 3.35 | 3.39 | 24 |
| Share – 30 Month | 3.40 | 3.44 | 30 |
| Share – 36 Month | 3.45 | 3.50 | 36 |
| Share – 42 Month | 3.50 | 3.55 | 42 |
| Share IRA – 12 Month | 2.90 | 2.93 | 12 |
| Share IRA – 18 Month | 3.30 | 3.34 | 18 |
| Share IRA – 24 Month | 3.35 | 3.39 | 24 | Share IRA – 30 Month | 3.40 | 3.44 | 30 |