Deposit Rates


Deposit Rates Effective 10/30/18

Membership eligibility required. Rates are subject to change. Fees can reduce earnings.

Share/Savings Dividend Rate APY Term
Share Passbook – Minimum $25 to earn dividends .05 .05 n/a
Health Savings Account (HSA)-Minimum $25 to earn dividends .05 .05 n/a
Share Draft – Minimum $500 to earn dividends .03 .03 n/a
First Insured Share Draft-Minimum balance $2500 .07 .07 n/a
Share IRA .15 .15 n/a
Christmas Club .15 .15 n/a

Certificate Rates

Certificate Rates Effective 10/30/18

Rates are subject to change. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal. Membership eligibility required. Fees can reduce earnings.

Certificates Dividend Rate APY Term
Share – 1 Month .25 .25 1
Share – 3 Month .30 .30 3
Share – 6 Month .30 .30 6
Share – 9 Month .40 .40 9
Share – 12 Month .40 .40 12
Share – 15 Month .50 .50 15
Share – 18 Month .55 .55 18
Share – 24 Month .60 .60 24
Share – 30 Month .65 .65 30
Share – 36 Month .75 .75 36
Share – 42 Month .85 .85 42
Share IRA – 12 Month .40 .40 12
Share IRA – 24 Month .60 .60 24