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At Oakdale Credit Union we understand that sometimes life can throw an unexpected financial curve ball leaving you to wonder where you can turn. At OCU we offer personal loans to qualifying applicants to help take care of those unexpected expenses.
- 100% financing available
- Repayment terms up to 3 years
- Life and disability insurance optional
- We take an additional .25 % off the rate with payroll deduction or direct deposit when applied directly to the loan
Examples of Repayment (Borrowing $1,000 or Less)
36 Monthly payments of $16.98 per $500 borrowed. Calculated using 13.55% Annual Percentage Rate.
24 Monthly payments of $23.90 per $500 borrowed. Calculated using 13.55% Annual Percentage Rate.
Examples of Repayment (Borrowing More Than $1,000)
36 Monthly payments of $32.05 per $1000 borrowed. Calculated using 9.55% Annual Percentage Rate.
24 Monthly payments of $45.93 per $1000 borrowed. Calculated using 9.55% Annual Percentage Rate.
- Loan Application
- Savings Application
- Checking Application
- Certificate of Deposit Application
- Business Checking Application
- ATM / Visa Debit Card Application
*As an added security measure, your online application will time-out after 20 minutes if left unattended.
Home EquityAs Low as: *5.50% Home Loan Rate and Fee Schedule
Auto - NewAs Low as: 2.49% Auto Loan Rate and Fee Schedule
Annual Percentage Rate
*Recording and Title Fee Search may apply
*Maximum APR that may be imposed is 12%
*Rates are subject to change