Share Accounts

Member Share (Savings) Account

Join OCU by purchasing a $5 share in the credit union.

  • Minimum balance required to open this account is the purchase of a $5 share in the credit union. A $5 balance must be maintained in order to use the services of the credit union

  • Must maintain a minimum daily balance of $25 to obtain the annual percentage yield (not required)

  • Dividends are calculated by the daily balance method and are paid quarterly

  • No monthly service fee

  • ATM card available to qualified applicants

  • Limit of 6 withdrawals or transfers per month

  • NCUA insured

Member Sub Share & Special Sub Share Account

Allows you to set aside funds for special occasions such as taking a vacation or paying property taxes.

  • No minimum balance requirement

  • Dividends are calculated by the daily balance method and are paid quarterly

  • No monthly service fee

  • Limit of 6 free withdrawals or transfers per month

  • NCUA insured