VISA Credit Card
To report a lost or stolen Visa after hours dial: 800-322-8472
On your mobile device, add your OCU credit card to your digital wallet.
Visa Credit Card
Designed to be different. That's Oakdale Credit Union's philosophy for this credit card. As the member you can feel at ease because you are family; you've built a reputation for yourself with good credit and now it's time for us to offer something back. We offer three credit cards: the Visa Regular Rewards at 10% Annual Percentage Rate, the VISA Platinum Rewards at 9% Annual Percentage Rate and VISA Regular no rewards at 8% Annual Percentage Rate. Certain restrictions do apply so please contact us for additional information. Printable Credit Card Application.
No fee for balance transfers
No annual membership fee
No transaction fee for purchases
No minimum finance charges
Truth in Lending Credit Card Application Disclosure
OCU credit card balance information and payment transfers are available by logging into web banking or ezcardinfo.com.
Visa Credit Card Fees |
|
| Regular Rewards Card | 10% Annual Percentage Rate |
| Platinum Rewards Card | 9% Annual Percentage Rate |
| Regular Regular No Rewards Card | 8% Annual Percentage Rate |
| Grace Period for repayment of the balance for purchases | 25 days |
| Method of Computing the balance for purchases and Cash advances | Average Daily Balance, Including New |
| Minimum Finance Charge | None |
| Transaction fee for purchases | None |
| Annual Fee | None |
| Card Replacement Fee | $10.00 |
| Late Payment | $15.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment. |
| Return Payment Fee | $20.00 or the amount of the required minimum payment, whichever is less. |
| Statement Copy | $5.00 |
| Document Copy | $5.00 |
| Emergency Card Replacement | $150.00 |
| Card Recovery Fee | $65.00 |