Deposit Rates


Deposit Rates Effective 05/07/19

Membership eligibility required. Rates are subject to change. Fees can reduce earnings.

Share/Savings Dividend Rate APY Term
Share Passbook – Minimum $25 to earn dividends .05 .05 n/a
Savers Sweepstakes Share Account – No minimum deposit .05 .05 n/a
Health Savings Account (HSA)-Minimum $25 to earn dividends .05 .05 n/a
Share Draft – Minimum $500 to earn dividends .03 .03 n/a
First Insured Share Draft-Minimum balance $2500 .20 .20 n/a
Share IRA .20 .20 n/a
Christmas Club .15 .15 n/a

Certificate Rates

Certificate Rates Effective 05/07/19

Rates are subject to change. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal. Membership eligibility required. Fees can reduce earnings.

Certificates Dividend Rate APY Term
Share – 1 Month .40 .40 1
Share – 3 Month .45 .45 3
Share – 6 Month .55 .55 6
Share – 9 Month .90 .90 9
Share – 12 Month 1.10 1.10 12
Share – 15 Month 1.15 1.15 15
Share – 18 Month 1.25 1.25 18
Share – 24 Month 1.35 1.35 24
Share – 30 Month 1.45 1.45 30
Share – 36 Month 1.55 1.55 36
Share – 42 Month 1.65 1.65 42
Share IRA – 12 Month 1.10 1.10 12
Share IRA – 24 Month 1.35 1.35 24