Loan Rates

Loan Rates Effective 09/23/2025

Rates are subject to change. Rates may vary based on credit score and other factors. Down payment may apply. Membership eligibility is required.

Closed-End Loans Rate APR Term Per $1000 Borrowed
Auto – New 3.99 3.99 36 $ 29.52
Auto – New 3.99 3.99 48 $ 22.58
Auto – New 3.99 3.99 60 $ 18.41
Auto – New 3.99 3.99 72 $ 15.64
Auto – New 3.99 3.99 84 $ 13.67
Select vehicles only. Optional 3 yr balloon on 72 and 84 month terms. Actual loan rate may vary based on credit score and other factors. Rate above includes a .25% deduction for automatic payments.
Auto – 2021 or Newer 3.99 3.99 36 $ 29.52
Auto – 2021 or Newer 3.99 3.99 48 $ 22.58
Auto – 2021 or Newer 3.99 3.99 60 $ 18.41
Auto – 2020- Older 3.99 3.99 36 $ 29.52
Recreational 3.99 3.99 60 $ 18.41
Recreational – Used 3.99 3.99 60 $ 18.41
Personal – Under $1000.00 15.05 15.05 36 $ 34.70
Personal – $1000.00 or more 11.05 11.05 36 $ 32.77
Actual loan rate may vary based on credit score and other factors. No credit union fees apply. Rate above includes a .25% deduction for automatic payments.

Kwik Cash – Open Line of Credit (fixed)

Rate APR
9.00 9.00
No Fees Apply

Mortgages

Fixed Rate * Rate APR Term Per $1000 Borrowed
15 Year Fixed 6.49 6.49 180 $ 8.71
10 Year Fixed 6.29 6.29 120 $ 11.35
7 Year Fixed 6.19 6.19 84 $ 14.85
*First Mortgage - Primary Residence Only

1st Mortgage – 3 Year Arm (Adjusted Rate Mortgage)

Contact our loan department for rates on the best program that fits your needs

2nd Mortgage – 3 Year Arm (Adjusted Rate Mortgage)

Contact our loan department for rates on the best program that fits your needs

Home Equity – Open Line of Credit

Current Rate APR
8.00 8.00
Recording and Title Fee Search may apply. Maximum APR that may be imposed is 12%. Variable rates are subject to change.

Share Secured

Rate APR
5.50 5.50
No Fees Apply